Breakdown

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July 30, 2007

I had a total and complete breakdown today, Lindsay Lohan and Britney Spears style…without the drugs, booze and sex of course.

So many things have been weighing on me lately, I’m practically a crying, sobbing, screaming mess. I just look at our finances and feel like we will never get out of the situation we’re in. We’re STILL paying off our wedding, six months down the road. And we even did it cheap, our wedding was under $4,000 bucks. Every month we dutifully pay off the credit cards, and then every month we charge them back up. We break even and then go in the red again. It’s a vicious cycle and it must be said. Our spending is out of control. I mean, we’re not off taking trips to Rome and Paris (I wish). I never spend more than $20 on shoes or anything crazy like that. But, its like the $100 bucks extra I spent at the grocery store the other day, that just wasn’t in the budget. Then there was a speeding ticket we had to pay, and Seba needed a new winter jacket…and VOILA! Our credit card is no longer empty.

Sorry for the whining entry. I’m just cranky…and you have to cut me some slack. I mean c’mon…I’m on a budget and a diet. Not fun!

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10 Comments

  1. yuck, I totally understand the broke feeling. I’m still looking for my dream job while working a part-time, the college loans that I have to start paying back in December are looming over my head, and my gym took out my monthly fee early for this month and put my checking into the negatives. Thanks a lot Xsport, remind me how poor I am.

    See? Totally ok to cry about these things sometimes, totally ok.

    I’m glad we were able to be PMS buddies, only other pms-ers can truly understand the perils we go through when aunt flo is coming to town :)

    Comment by Lisa — July 31, 2007 @ 12:10 am

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  2. I hear you … HH and I have been experiencing some friction/resentment on that end, too.

    Get yourself a cheap, diet friendly treat to take the edge off!

    Comment by Maurey Pierce — July 31, 2007 @ 7:28 am

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  3. Never think of it as whining…we come here to read how you’re doing (good, bad or eh!) and unfortunately today isn’t one of the good days!

    Chin up mamacita!

    We’ve ALL been there. Budgeting and dieting simultaneously is definitely a double whammy and they both require SERIOUS discipline…you can do it!

    Comment by BigLoser — July 31, 2007 @ 8:53 am

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  4. There should be some kind of warning: Should not operate diet while under the influence of a budget. That’s just a bad combination. I feel your penniless pain!

    Comment by shauna — July 31, 2007 @ 9:00 am

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  5. Doesn’t it suck royally? I think, though, that being over weight and being in debt is interconnected. Something to do with instant gratification and I also think you are right about it being purely mental.
    You inspired me to write about debt today on my post…so if you want to head over there for a little inane blathering….
    By the way…I do speak Spanish…passingly. I have survived in Mexico City for a total of 4 months with in-laws who spoke no English. I am very sure though, that my grammar would make a Spanish teacher cry. Oh well. my kids are bi-lingual so they can teach me, right?

    Comment by Rachel — July 31, 2007 @ 9:44 am

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  6. I feel like we were in that same situation forever. We have finally, after almost 11 years, pulled ahead.
    But the margin is just slim enough that I still worry. We’re not out of the woods yet. Maybe in a few MORE years…
    And, hey- thanks for stopping by my place!

    Comment by Whiskeymarie — July 31, 2007 @ 4:25 pm

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  7. At least you didn’t shave your head… right? :)

    Thanks for stopping by the other day, I always appreciate comments!

    Unfortunately I have no advice on the money-front. When I get into trouble financially I start selling all my cd’s, returning all the clothes that still have tags and looking for places to buy back my books. It’s quite sad…
    The first step is realizing the trouble, so now at least you are conscious of it for next time. I hope things look up for you!

    Comment by Briana — July 31, 2007 @ 5:40 pm

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  8. I ran across your blog this evening. I know exactly how you are feeling and it stinks! I will say that we did a financial plan from Dave Ramsey (www.daveramsey.com) and are in a GREAT position now! His ideas are very simple but wonderful!

    I agree with one of the posts that weight and finances are very similar…both take in immense amount of discipline.
    Go check out daveramsey.com and begin a HUGE life makeover! It changed our lives and I’m sure it will yours too!

    Comment by Lea — July 31, 2007 @ 7:31 pm

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  9. Hey, you’ll get through it. But I know how you feel. That’s why I’m wishing we’d sell off our house. It’d give us money to pay off all of our debt and have extra to put in an emergency fund. Emergencies are what do me in too. I never get enough ahead to get that emergency fund set up. And I have to admit I’m not a big spender, but I’m also terrible at budgeting.

    Any updates yet on being able to work there?

    Comment by ordinarygirl — August 1, 2007 @ 9:09 am

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  10. find a (safe) place to run, and run it off. the diet, the finances, none of it matters when you’ve got a good sweat going.

    seriously though, i feel for you. hang in there mamacita!

    Comment by feistyMNgirl — August 2, 2007 @ 5:58 am

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